Credit Card Garbage

Can You imagine the amount of advertising the credit card companies pay for to get you enticed into there offers. Sure credit cards can never really be overlooked when 8 out of ten people carry them. What makes people believe that they are getting a good deal into having a credit card is that its what builds up that outstanding credit report that which other borrowers look at when you purchase that home or car.Do we as consumers really want credit to buy everything that we need ? If every American looked at there interest rates and account for how much money we throw away into interest charges and fees , its a no brainier really. Credit cards are leaches onto your fiances and even can cause more trouble than good. I once was a believer into that a credit card is a good addition to my wallet, until i realized that my credit is based on ethics that I don't believe in . For one I'm practically giving my money away , that I worked so hard for to begin with. Second I don't believe in spending more than I can afford, and just having a credit card implies this more than you think. Third I feel the whole credit score system is a scam to get people to hold onto credit when they really don't need it to begin with, so you can pay more money. The whole credit score system needs to be revamped and a whole new principle needs to be established. Otherwise I believe consumers are on the road of self destruction and putting our economy and future of our children at risk. Not to say it already is with the deficit is all ready.

Shupes

Would You Lie to Be Popular?

Its a question that some people ask especially children going to high school because that is where most of the drama is created in a young persons life. Its no surprise that high school is a place of such gossip is created. Popularity among the grades is a must to create this illusion of ranks among the adolescents to give kids to scale themselves on. Most kids don't want anything to do with this creation of popularity because its a distraction to the purpose they are even there to begin with, but to whether they want any part of it , is not by choice it is given. Most High school kids gain this through there honorable or dishonorable achievements in school.
So the Question remains , would a person lie to achieve popularity in school? So I went on this talk asking kids from all grade levels in high school to my dismay all said no they would not. Mainly because it would come back to haunt them in ways they can not imagine. Then my next question was , do you know anyone that has lied. And all but a few have said Yes. But would not disclose any other information than that. My interviews where like so discreet because no one wants to anyone to know what was being said, nor any names given.
I recently sen a movie that implied all this and is such a great watch for teenagers and even adults. Easy A is the name of the movie.

R U Black Friday Material

The Busiest Day of the Year is about to arrive and many people are going to go out and get a good deal on some electronics. Many people are going out and reserving a spot at some locations as we speak to get a good spot getting in these particular stores. I for one am not a sponsor of such events because I do not or have ever participated in these events. I actually find it very barbaric to muster my self about other people to get something I know dam well I can wait later to obtain. If you feel that shopping on a time like this is a must then you must be prepared for big crowds, people shoving and screaming. Its pretty much gonna be chaos! But then again I hope its all worth it for you. Ill be home and relaxing watching a Movie with the family and drinking a good cup of coffee wishing everyone a Happy Holiday Season.
Shupes

Missing and Never to Be Found

We hear stories every day about a little girl being abducted or a Murder being committed , sometimes not even to far away from where you live. And we even hear about shootings that leave neighborhoods in the state of fear for even decades, Every story there is lives being affected in ways that we hope we never experience because its the last thing you would think would ever happen. I know that there are people out there that trying to make a difference in so many ways to fight against such crimes and put there own lives on the line at times to apprehend these criminals.
The Endless Number
Thinking about the many children and people that never get to be found .Its a piling number that will never seem to fit well in my mind. I try to compare it to the many people that have died in the past in wars and in history that have that same kind of massive affect of death. Its so astounding that with so many people that have passed away not many people come to claim these bodies. Yet it its happening in so many cities as well all over the US today.
Our Connections
When I think of People i think of faces and places where there from . With the many attributes that they contribute to society, big or small. To me every person is an assets to everyone else and even the planet itself, like chains that are connected to one another. When these links start breaking off then the whole chain link it self becomes very insecure and looses its sole purpose to contribute. Everyone has there own analogies of what people relations mean to them, of course in its context.

Getting to the truth of who, what , When , where and WHY. Is like opening Pandora's box !

Whats on your Christmas List?

I Gave my kids an option to write down what makes them the most happiest for Christmas in the a form of a list. But the catch is that there is no guarantee that what you want is what you get. I have found that many kids seem to want things that they see on TV but yet its not something they want , just something that interests them is all. I Told them also to make a list of things that they will do for there fellow man as well. cant live in this world if you cant give back to the planet or too the people around you. I want my kids to understand that life is not something to take for granted especially when it comes down to Christmas. My kids know why this day is special and that it needs to be respected. During the Holiday season people always seem to loose perspective on what is important at times and that we all just need to sit back and reflect a little to get a better perspective is all. I feel life without the media in times like these would be appreciated because all the Holidays seem to be exploited in so many ways through it.
Happy Holidays

Are You a Christmas Scrooge?

It was the year 1995 when  I worked for this big electronics firm and I always gave what I could to my fellow co-workers who needed help especially on the Holidays. There was this one person that i was always helping out and gave him rides to work and bought lunch or shared mine. When one day one of my other friends told me that that guy I help out is a millionaire , I laughed and said;" Do you really expect me to believe that",I mean who would when I know where he lives and everything . There was nothing to suggest that he was. I confronted my co-worker and it took a lot of work to get him to come clean, Then he spilled the beans and told me everything, that he was gonna tell me but really wanted to know what kind of person I was before he told me. I then said to him doesn't matter I don't care anymore about what you have to say just don't talk to me anymore. Really, how would you feel after three years helping out someone and find out that you where being used like that. I still donate my time and money to charity's and I am sad that I have not helped anyone like I have helped my disassociated friend.

Did You Know?

Did you know that for hundreds of years all over the world coffee houses where the one of the noisiest places to be because of the many people that come there to drink there coffee and socialize. As of today the coffee houses are so quite and for the most part !  it mainly because of the way we all connect today in the world, and that's through the Internet on our computers or laptops and even phones! Social Networking sites have been the the culprit for the most part for indulging our minds to this complex world of the Internet, I wonder if anyone in these coffee houses notice whats going on around them while they are browsing the Internet???   I honestly would have to say NO!

Your New Toy!

Remember the WII , well that Wii may be crying WE WE all the way home. Because with the XBOX Kinetics its got the same concept of body movements to utilize the game functions but with out anything (Wires or controls) but your body. Its  that just well marvelous considering every possible video game you play, rely on a players reactions to the controller! And the Kinetics just pick up it all up from you based on your body position. Its accuracy is extremely high and may cause some players to scratch there heads, thinking if the game has issues. Many gamers have already given this system some good reviews but are waiting for a stream of opening premiere games to play  With the season coming to an end, its being projected that the XBOX  Kinetics will be on top of everyone's Christmas lists.  
Seasons Greeting 

A Big Pump And Dump?

Yes it been a big squeeze for the American Dollar. The Value is depreciation it self faster than any currency in the last 10 years. The Government has been pumping money they printed into the economy to keep it afloat. But, Isn't that what people do in the stock market to get people to drive stock prices, so they could dump there couple million shares and leave your position to the drill of the downward spiral. Doesn't it seem to be an inevitable situation that the market reacts to this artificial foundation. Eventually at some point in the future most of this money that is put in the market needs to be recovered and then WHAT. Will the market be able to accept that, knowing that now. For how long will the Government do this? Its been said that our grandchildren will still be paying on this tragedy. Will this country just fizzle out and just deflate itself from its own arrogant Greedy ways.  
Please share your thought about this very important matter.
JS